The State of New York abides by comparative fault rules. That means anyone who contributes to the accident is liable for it and any injuries that result.
If your insurance policy won’t cover the whole cost of your medical bills, car repair, and other expenses, you can sue any other party involved.
That includes truck and bus drivers, motorcyclists, cyclists, the other driver’s employer, the company responsible for a faulty product, or even pedestrians.
Some of the common faults that cause accidents include:
- Careless or reckless driving
- Failing to signal
- Drunk driving
- Distracted driving
- Drowsy driving
- Failure to obey traffic rules
- Unsafe roads
- Lane splitting, which is illegal in New York
- Vehicle failures, among others
Sometimes, even the state might be partly at fault if roads and other structures contributed to the accident.